Vis major is a Latin term that means "superior force" and describes an irresistible natural occurrence that causes damage or disruption and that is neither caused by nor preventable by humans—even when exercising the utmost skill, care, diligence, or prudence.
Examples of vis major include hurricanes, torn
adoes, floods, and earthquakes. The terms act of God, natural disaster, and force majeure are synonymous with vis major. These terms are commonly used in contracts to exclude one or both parties from liability and fulfilling their contractual obligations when events beyond their control occur.
If you have insurance on any property, it is a good idea to fully review your policy to determine what is covered and what is not.
Important - Vis major can also be referred to as an act of God, a natural disaster, or a force majeure.